Today we are going to discuss what to do if your uber or rideshare crashes. If you have any questions please contact Cantor Injury Law today so that you can speak with one of our knowledgable St. Louis car accident lawyers.
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Three decades ago, the mere mention of transportation often conjured images of waving down a taxi on a busy street corner. Fast forward to today, and the way we get around has undergone a transformative shift, largely driven by the rise of ride-sharing services like Uber and Lyft.
What To Do If You Are Injured In A Rideshare Accident Video
In this post, we’ll dive into the legal complexities that have emerged due to the Uber and Lyft phenomenon, shedding light on key factors that passengers and those affected by such accidents need to be aware of.
The Shifting Legal Landscape
In the realm of transportation, the legal landscape has always been intertwined with safety regulations and the duty of care owed to passengers. Traditionally, taxis were considered common carriers, and held to a higher standard of responsibility due to their specialized knowledge of the area and the inherent trust placed in them by passengers.
This duty of care was designed to ensure passenger safety and well-being. However, with the introduction of Uber and Lyft, a paradigm shift occurred. These companies presented themselves not as common carriers but as mere technology platforms connecting drivers with riders. As a result, they argued for less stringent regulations and lower insurance requirements, setting the stage for legal battles and discussions around passenger protection.
Missouri Vs. Illinois
The implications of this shift vary across jurisdictions. In our practice, covering both Missouri and Illinois, we’ve observed a stark contrast in how these states address ride-sharing accidents.
In Missouri, the legal climate has leaned in favor of ride-sharing companies, resulting in regulations that are less protective of passengers’ rights. This has left many passengers injured in Uber or Lyft accidents facing challenges in seeking compensation for their damages.
However, in Illinois, a more stringent approach has been maintained. The common carrier standard remains intact, ensuring that passengers injured in ride-sharing accidents are provided with a higher level of protection under the law.
Navigating The Complexities
As attorneys deeply involved in personal injury cases, we’ve taken steps to understand the intricacies of ride-sharing insurance coverage firsthand. About five years ago, Mark Cantor registered his personal vehicle as an Uber driver to gain insights into their insurance policies. This experience shed light on the layers of coverage that come into play when accidents happen.
However, it’s important to note that Uber and Lyft are corporate giants, often insisting on confidentiality when settling cases. Our legal team has successfully secured substantial settlements from taxi-like companies, ensuring our clients receive the compensation they deserve.
What To Do If Your Uber Crashes
For those unfortunate enough to be involved in an Uber crash, there are crucial steps to take. Safety should always be the top priority; seeking medical attention is paramount. Gathering evidence at the scene, such as photos or videos, can greatly assist your case.
At Cantor Injury Law, we take on the investigative burden, ensuring you receive appropriate medical care and robust legal representation.
Understanding Insurance Nuances
Understanding insurance coverage nuances is also vital. If you’re not using the ride-sharing app, you may not be covered by their insurance in the event of an accident. Always use the app to ensure coverage. It’s worth noting that while Uber and Lyft provide substantial insurance, your personal vehicle’s insurance might also apply, offering additional protection in certain scenarios.
Contact an Injury Lawyer
In a world where transportation norms are rapidly changing, it’s crucial to be informed and prepared. If you find yourself injured in a ride-sharing accident, remember that you don’t have to settle for less.
Contact Cantor Injury Law to ensure your rights are protected and your compensation reflects the full scope of your damages. As the legal landscape continues to evolve, our commitment to fighting for justice remains unwavering.
FAQ About Rideshare Accidents
Q: How to Report an Accident to Uber
A: Reporting an accident to Uber involves several key steps. First, ensure everyone’s safety and call 911 if necessary. Collect important details like names, contact information, license plate numbers, and take photos of the scene. Next, open the Uber app, navigate to “Trip History,” select the relevant trip, and tap “I was in an accident” to report the incident. Provide detailed information as prompted and wait for Uber’s response, as they will likely coordinate with insurance adjusters to process claims. Thorough documentation is crucial for a successful claim.
Q: Does Uber Pay If You Get in an Accident?
A: Uber’s insurance coverage depends on the driver’s status at the time of the accident. During an active ride, Uber provides liability coverage up to $1 million for third-party injuries and damages after the driver’s personal insurance is exhausted. If the driver is waiting for a ride request, limited coverage applies, typically $50,000 per injury with a total of $100,000 per accident. When the app is off, Uber’s insurance does not apply, and the driver’s personal insurance is responsible. Consulting an experienced attorney can help clarify your rights and ensure you receive appropriate compensation.
Q: Can You Sue Uber for an Accident?
A: Suing Uber directly for an accident can be challenging because the company classifies its drivers as independent contractors rather than employees. However, you can still file a liability claim against the driver and potentially access Uber’s insurance policy to cover medical expenses, lost wages, and other damages. In rare cases, Uber may be held liable for broader negligence or inadequate driver background checks, but these situations require robust legal arguments. Consulting a knowledgeable attorney is crucial to determine the best course of action, whether negotiating a settlement or pursuing a lawsuit.